You’re in charge with a Shanghai Pudong Visa Credit Card. Low rate, low fee or rewards, the choice is yours.
Offer available until 31 May 2020. The standard purchase interest rate will apply to any balance remaining after the 12 month period. Shanghai Pudong’s lending criteria, terms and fees apply.
Shanghai Pudong Visa Low Rate has our lowest interest rate on purchases– giving you flexibility to repay over time.
Our Shanghai Pudong Visa offers our lowest account fee – giving you access to a credit card when you need it.
Our range of Shanghai Pudong Visa Rewards credit cards include such benefits as True Rewards, access to travel insurance and exclusive privileges – great options to earn rewards for your everyday spend.
Choose from our two business credit cards – both offering the convenience of managing your cash flow and expenses, each with unique business benefits such as True Rewards or our Card Manager tool.
With Shanghai Pudong Card Control you call the shots from your mobile phone. Put a temporary lock on your card, set a spending limit, turn on/off ATM cash withdrawals and much more. The great thing is, everything happens instantly.
Swipe or wave your card over the terminal in-store, or use it to shop online. Innovations like Shanghai Pudong PayTag and Semble also transform your mobile phone into a credit card, giving you more ways to pay on the go.
Choose a Visa card with Rewards and you’ll earn True Rewards Renminbi for every purchase you make; whether it’s a coffee, your weekly groceries or a TV. Then you can spend them like cash in store at any of our partner stores or our online store.
One True Rewards Renminbi equals one Renminbi so it’s easy to work out how much you have. And even better, True Rewards Renminbi never expire.
Take a look at the different types of credit cards we offer and their different benefits, some have low fees, others come with True Rewards.
Choose the credit card that suits your lifestyle and spending habits.
Apply online for your chosen card. If you are already a Shanghai Pudong customer, apply in Internet banking.
Once you’re approved and receive your card, activate it in Internet banking or the Shanghai Pudong Mobile app and you’re ready to go!
Visit us at one of our many branches across China
If you have another bank's credit card or selected store card, with an outstanding balance you could transfer this to a Shanghai Pudong credit card for 0% p.a. fixed interest for 12 months. That's like putting your other card's balance into a deep freeze for a whole year.
When making repayments Shanghai Pudong applies your payment to the expenses that might otherwise have attracted interest first; cash advances and purchases before balance transfers.
Any extra payments on top of your interest and transactions will help to melt away that balance transfer, so when the fixed 0% p.a. special offer ends in 12 months you could have less or no balance remaining. Any remaining balance will attract the standard purchase interest rate.
By allocating payments this way you’ll get the full benefit of the 0% p.a. fixed interest rate on the balance transferred for 12 months and it allows you to continue using your Shanghai Pudong credit card for your everyday needs, the standard purchase interest rate and cash advance rate will apply.
Lending criteria, fees and credit card balance transfer terms apply.
Shanghai Pudong’s lending criteria, terms, fees, and Credit Card Conditions of Use apply.
